Silence - Gt8XXzcMj

Bug (82) - Gt8XXzcMj

Created 2013-07-26 09:35:11 by Jing Status: open

3 May ’12 5:23 pm by Thunder 5 Great stuff man!! :) learned alot from this tut. Im ptetry new to Blender and this tut answered alot of quetions! THANK YOU!!!

Comments

2013-09-14 11:56:55 - San wrote:

Mojet, eto ya o sebe vo mnojestvennom cshile?;) Hotya, kak shutila davno odna moya starinnaya priyatelnica, o sebe vo mnojestvennom lice govorat libo koroli, libo ludi stradayuschie (pardon!) glistami Poetomu, vpred budu osmotritelnee;)


2013-09-15 07:34:24 - Ulfachaastiga wrote:

I worked in the mgagtroe industry just a few years ago. Steve and others would be amazed at the obscenely high credit scores of immigrants, specifically Hispanics. Many would have really high scores. It wasn\'t because they had much credit; it was mostly because they would have a car or truck loan. They would always, always, always make payments on their vehicles. I would compare the vehicle note payments to housing costs, and discover the note payment was as much or more than monthly rent on an apartment or house!So, a self-employed Hispanic contractor with a good credit score could easily obtain a stated income loan even though his income was grossly understated.But this only worked as long as the credit bubble fueled the housing market here in Texas and elsewhere. I remember one Mexican couple from a small town near Corpus Christi. Adjusted gross income per their tax returns was just over $3,000 per month. The note they wanted to re-finance was around $2,000 per month! The couple \"earned\" so little money that they received earned income credits for their two daughters. The husband spoke so little English that I almost always spoke with his wife. He was a self-employed general contractor. I could not get the loan done. Once a borrower disclosed income a loan could only be done as full documentation loan and not a stated income one.


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